Loan
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Credit Cards and Loans Service

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Credit Cards
Elevate Your Lifestyle With Our Feature-packed And Rewarding Credit Cards.
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Personal Loan
Turn Your Aspirations Into Reality With Our Comprehensive Selection Of Personal Loans.
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Home Loan
Your Dream Home Awaits - Explore Our Range Of Home Loan Products.
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Business Loan
Get The Financial Boost You Need For Your Business With Our Flexible Business Loans.
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Loan against Property
Utilize Your Property's Potential To Fulfill Your Aspirations With Our Tailored Loan
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Gold Loan
Fulfill Your Financial Needs With Gold Loan From Various Banking Partners
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Education Loan
Secure Your Child's Future With Our Specialized Education Loans For Their Academic Journey.
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Car Loan
Turn Your Dream Car Into A Reality With Our Lightning-fast And Flexible Car Loans
OVERVIEW
FEATURES
ELIGIBILITY
DOCUMENTS
EMI CALCULATOR
FEES & CHARGES
REVIEWS
FAQ’s
Personal Loan Features
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Partner bank & NBFCs
3000 +
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Partner bank & NBFCs
3000 +
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Partner bank & NBFCs
3000 +
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Successful Disburasal
₹1,00,000 CR +
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Successful Disburasal
₹1,00,000 CR +
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Successful Disburasal
₹1,00,000 CR +
Features and Benefits of our Personal Loan

A personal loan is an unsecured loan that is not backed by collateral or security. This makes it a flexible financing option, as there are no limitations on its use.

Debt Consolidation
Combining multiple debts into a single loan with a lower interest rate to save money on interest payments and make it easier to manage debts.
Home Renovatiob
 Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.
Medical Expenses
If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.
Emergency Expenses
A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.
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Personal Loan Eligibility and Documents

Read on to know the criteria required to apply for our Personal Loan.Read on to know the criteria required to apply for our Personal Loan.

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Credit Card Eligibility Criteria

To qualify for a personal loan, you have to meet certain criteria. Below are the important factors that lenders take into consideration to decide your eligibility for a personal loan..

Age
Combining multiple debts into a single loan with a lower interest rate to save money on interest payments.
Amount
 Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.
Ratio
If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.
Emergency Expenses
A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.
Emergency Expenses
A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.
Emergency Expenses
A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.
Emergency Expenses
A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.
Emergency Expenses
A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.
Documents required to apply for Personal Loan

To qualify for a personal loan, you have to meet certain criteria. Below are the important factors that lenders take into consideration to decide your eligibility for a personal loan..

The followings are the ways a personal loan can be useful:
EMI Calculator for Personal Loan

To qualify for a personal loan, you have to meet certain criteria. Below are the important factors that lenders take into consideration to decide your eligibility for a personal loan..

An EMI calculator is a useful tool that can help you estimate the monthly installments you will have to pay towards your personal loan within a specific period. By using the Ruloans Personal Loan EMI calculator, you can calculate your EMI beforehand, which can help you plan your finances better. Additionally, you can check your eligibility and compare different loan options using Ruloans Personal Loan calculator.
Fees and Charges for Personal Loan

The fees and charges of personal loans usually vary from lender to lender and from case to case. The aforementioned table will give you a fair idea of the fees and charges related to personal loans:

Particulars
Charges
Loan Processing Fees
4999/- to 5% of Loan Amount
Loan Processing Fees
4999/- to 5% of Loan Amount
Loan Processing Fees
4999/- to 5% of Loan Amount
Loan Processing Fees
4999/- to 5% of Loan Amount
Loan Processing Fees
4999/- to 5% of Loan Amount
Loan Processing Fees
4999/- to 5% of Loan Amount
New
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0% Service charge, Legal consulting and free gift
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“This time, I worked with Fundmint to transfer my Home Loan to Kotak Bank. The way in which this was handled was awesome. Thanks to Rishabh for recommending the balance transfer option, where I will save a significant amount. I will surely refer Fundmint' services to my close contacts."
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Moneet Vijayakar
General Manager - Mswipe Technologies Pvt. Ltd.
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“This time, I worked with Fundmint to transfer my Home Loan to Kotak Bank. The way in which this was handled was awesome. Thanks to Rishabh for recommending the balance transfer option, where I will save a significant amount. I will surely refer Fundmint' services to my close contacts."
testomonial-img
Moneet Vijayakar
General Manager - Mswipe Technologies Pvt. Ltd.
testomonial-bg-img
“This time, I worked with Fundmint to transfer my Home Loan to Kotak Bank. The way in which this was handled was awesome. Thanks to Rishabh for recommending the balance transfer option, where I will save a significant amount. I will surely refer Fundmint' services to my close contacts."
testomonial-img
Moneet Vijayakar
General Manager - Mswipe Technologies Pvt. Ltd.
testomonial-bg-img
“This time, I worked with Fundmint to transfer my Home Loan to Kotak Bank. The way in which this was handled was awesome. Thanks to Rishabh for recommending the balance transfer option, where I will save a significant amount. I will surely refer Fundmint' services to my close contacts."
testomonial-img
Moneet Vijayakar
General Manager - Mswipe Technologies Pvt. Ltd.
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Some Useful Information

Apply online, upload documents, pay discounted fee, get an instant approval. *T&C apply. Turn your dream home into reality with MJ. Apply online in just 3 steps. Lower Interest Rate. Limited Period Offer. Lower Processing Fees.

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It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normaldistribution of letters, as opposed to using 'Content here, tent here',making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their efault model text, and a search

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normaldistribution of letters, as opposed to using 'Content here, tent here',making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their efault model text, and a search