Credit Card | FundMint

What is a Credit Card?

A credit card is a financial instrument that has a pre-loaded balance that the cardholder can use to make transactions and pay for them later. The card issuer will let you pay off the balance fully, interest-free, for up to 50 days from the date of payment. To avoid any fines, the cardholder can pay the minimum amount due (which can be anywhere between 5% to 10% on the total amount owed). The balance, however, will be carried forward to the next month, and interest set by the credit card company will be levied.

Different Types of Credit Cards in India

To qualify for a personal loan, you have to meet certain criteria. Below are the important factors that lenders take into consideration to decide your eligibility for a personal loan.

Debt consolidation:
Shopping credit cards are curated to reward cardholders for their shopping expenses. They offer ample rewards in the form of points or cashback, which can be redeemed for merchandise, travel, or other rewards.
Home renovation:
Shopping credit cards are curated to reward cardholders for their shopping expenses. They offer ample rewards in the form of points or cashback, which can be redeemed for merchandise, travel, or other rewards.
Medical expenses:
Shopping credit cards are curated to reward cardholders for their shopping expenses. They offer ample rewards in the form of points or cashback, which can be redeemed for merchandise, travel, or other rewards.

Types of

Cards

Shopping

Travel

Lifestyle

Secured Credit Cards

Rewards

Fuel

Cashback

Business Credit Cards

Features and Benefits of our Credit Cards

A personal loan is an unsecured loan that is not backed by collateral or security. This makes it a flexible financing option, as there are no limitations on its use.

Debt Consolidation

Combining multiple debts into a single loan with a lower interest rate to save money on interest payments and make it easier to manage debts.

Home Renovatiob

Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.

Medical Expenses

If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.

Emergency Expenses

A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Credit Card Feature

Credit Limit

Cash Alternative

Keep Records of all Transactions

Cashback, Rewards and Other Offers

Credit Card Eligibility Criteria

To qualify for a personal loan, you have to meet certain criteria. Below are the important factors that lenders take into consideration to decide your eligibility for a personal loan..

Age

Combining multiple debts into a single loan with a lower interest rate to save money on interest payments.

Amount

Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.

Ratio

If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.

Emergency Expenses

A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Emergency Expenses

A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Emergency Expenses

A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Emergency Expenses

A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Emergency Expenses

A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Documents required to apply for Credit Card

A personal loan is an unsecured loan that is not backed by collateral or security. This makes it a flexible financing option, as there are no limitations on its use.

The followings are the ways a personal loan can be useful:

Debt consolidation: Combining multiple debts into a single loan with a lower interest rate to save money on interest payments and make it easier to manage debts.
Home renovation: Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.
Medical expenses: If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.
Emergency expenses: A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Some Useful Information

Apply online, upload documents, pay discounted fee, get an instant approval. *T&C apply. Turn your dream home into reality with MJ. Apply online in just 3 steps. Lower Interest Rate. Limited Period Offer. Lower Processing Fees.

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